Tax preparers are strongly encouraged to recommend that their clients sign up for an Identity Protection PIN (IP PIN). The IP PIN program is available to all taxpayers who can successfully verify their identity and provides an added layer of security when filing a 2026 federal income tax return.
An Identity Protection PIN (IP PIN) is a six-digit number known only to the taxpayer and the IRS. It helps prevent identity thieves from filing fraudulent tax returns using a taxpayer’s personally identifiable information. By requiring this PIN, the IRS can verify that the federal income tax return being filed truly belongs to that individual.
In addition to added fraud protection, signing up for an IP PIN allows taxpayers to access their IRS Online Account (under the “Profile” page). This account provides access to prior-year return information, the ability to make payments, and other helpful tools.
Key Information About the IP PIN Opt-In Program
Here are several important points taxpayers should know about the IP PIN program:
- Participation in the program is voluntary, though it is strongly recommended.
- Each individual must complete an identity verification process. If an individual was previously unable to pass identity verification, the IRS encourages them to try again, as the process continues to be refined.
- Once an IP PIN is issued, it must be entered on the individual’s federal income tax return. Failure to include the IP PIN can result in return rejections or processing delays.
- An IP PIN is valid for one calendar year. A new IP PIN is generated annually and can be retrieved online each year.
- Individuals can view their current IP PIN at any time by logging back into the IRS “Get an IP PIN” application.
- Taxpayers who voluntarily enroll in the IP PIN program may opt out at any time.
Eligibility and How to Obtain an IP PIN
Any individual with a Social Security Number (SSN) or an Individual Taxpayer Identification Number (ITIN) is eligible to obtain an IP PIN. This includes spouses and dependents.
Most taxpayers can obtain an IP PIN by using the IRS “Get an IP PIN” tool on the IRS website, provided they can verify their identity online.
Additional IRS Resources
For more detailed information about the IP PIN program, taxpayers and tax professionals can refer to the following IRS resources:
- IRS News Release IR-25-47: IRS Online Account and Identity Protection PINs Protect Against Fraudsters
- IP PIN Frequently Asked Questions (FAQs)
- Publication 5367: Identity Protection PIN Opt-In Program for Taxpayers
- Get an Identity Protection PIN
- ID.me IRS Help Site: FAQs explaining how the identity verification process works
Encouraging clients to enroll in the IP PIN program is a proactive step tax preparers can take to help safeguard their clients’ identities and reduce the risk of fraudulent filings.
